AMERICAN BANKER RESEARCH REFUND POLICY. All sales of American Banker Research: Issues + Actions are final and no refunds will be issued after purchase is complete.
Information Collection and Dissemination
In general, you may visit this Digital Offering or use the companion mobile applications (collectively referred to as the "Digital Offering") without identifying yourself or revealing any personal information.
As you browse our Digital Offering, the Digital Offering collects log file, the IP address of your computer, and other standard tracking data we use to evaluate Digital Offering traffic and usage patterns. Such information is aggregated with tracking data from all Digital Offering visitors. We will use the information to personalize the Digital Offering according to your preferences based on the aggregated information. We also use the aggregated information to evaluate products and services we may offer to you.
Some portions of this Digital Offering may require you to give us personally identifiable information such as your name, job title, company, physical mailing address, e-mail address, telephone and fax numbers (Personal Information) and, if applicable, financial information such as your credit card information (Financial Information), for, without limitation, (i) registration for attendance at certain SourceMedia trade shows, conferences and events; and (ii) subscriptions to our publications. If you communicate with us by e-mail, post messages to any of our chat groups, social media groups, bulletin boards or forums, or otherwise complete online forms, surveys or contest entries, any information provided in such communications may be collected as Personal Information.
If you receive relevant newsletters from SourceMedia’s publications and do not opt-out of these communications, we may decide to send you related promotional emails from time to time that we deem relevant to you.
We may supplement information you give us with information from other sources, such as information to validate or update your address, credit-card or other demographic and lifestyle information. We use this information to help us maintain the accuracy of the information we collect, to target our communications so that we can inform you of products and services that may be of interest, and for internal business analysis or other business purposes.
If you elect to provide us Personal Information, we use it primarily to deliver the service you requested. Other uses of Personal Information are described elsewhere in this Policy.
If you submit Financial Information, we use that information primarily to verify your credit and collect payments for your purchases, orders, registrations and other paid services.
HTML verification and email tracking
When receiving email from us, we may place a small piece of code in that email to determine whether or not you can accept HTML images and whether or not you viewed and/or clicked on links contained in the email. This process does not leave any information on your computer, nor does it collect information from your computer. Email opt-outs. In the event you decide to unsubscribe from our newsletters or promotional emails we will honor your request within ten business days.
Information on Children
As a business-to-business company, we do not knowingly collect information from children under the age of 13. On-line registration and Digital Offering usage is restricted to adults who are professionally engaged in the businesses we serve. Kids under 13: Do not send any information about yourself to us--including information such as your name, address, or e-mail address. We do not knowingly collect personally identifiable information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.
Updating, Accessing and Retaining Personal and Financial Information
Registered users have the option of accessing, correcting, updating and modifying Personal and/or Financial Information, or their visitor profile, at any time and as often as desired. Subject to verification of your identity and provided that there is no legal prohibition against doing so, we will comply with your request.
You may elect to stop receiving marketing material from SourceMedia or on behalf of external third-party business partners. Registered users may choose to stop receiving such communications at any time by visiting their member profile page or by following instructions at the end of any such e-mail received.
If you desire to delete your Personal and/or Financial Information please contact us at firstname.lastname@example.org
To the extent that the legal basis for SourceMedia’s processing of your personal information is consent, you have the right to withdraw that consent at any time. Withdrawal will not affect the lawfulness of processing before the withdrawal.
Update Your Newsletter Subscriptions
You can opt-in to newsletter mailing lists, or remove yourself (opt-out) at any time through the subscription management page (this page will display all of your newsletter subscriptions) or by following the instructions at the end of the newsletters you receive. Please allow 3-5 business days for changes to take effect. You can locate the subscription management page through the “Log In” link at the top right hand corner of the Digital Offering. For SourceMedia Digital Offerings not offering the subscription management page, please send your email preferences to email@example.com.
Update Your Print Subscription Information
You can correct or change your print subscription information by sending an email to firstname.lastname@example.org. Please allow 2-4 weeks for changes to take effect.
Third Party and Affiliated Links
Our Digital Offerings contain external links to other Digital Offerings including suppliers, advertisers and affiliates. We have no control over, and are not responsible for, the content of, or information gathered by, these other Digital Offerings. We do not endorse any of these Digital Offerings or the products or services associated with such Digital Offerings merely because they are linked to our Digital Offering.
SourceMedia Magazines, Web Seminars, Events, Sites and Other Publications and Services
As a SourceMedia customer you can also expect to receive relevant email and postal offers for SourceMedia publications, web seminars, white papers, events, Digital Offerings and other services. From time to time we are also able to secure and offer to our customers specially-negotiated discounts and new products from other leading companies. If you would prefer not to receive such mailings in the future, you can change your preference via the subscription management page which can be located by using the “Log In” link at the top right hand corner of the Digital Offering. For SourceMedia Digital Offerings not offering the subscription management page, please send your email preferences to email@example.com.
SourceMedia Sponsored Assets
If you have any questions, please contact firstname.lastname@example.org.
If you have any questions, please contact email@example.com.
SourceMedia Web Seminars
SourceMedia Web Seminars also automatically receives and records information on our server logs from your browser, including your IP address, Internet connection speed, Internet connection duration, and Real Media and Windows Media player information. This is done in conjunction with our broadcast providers. Your data is collected and retained by our broadcast providers for the sole purposes of delivering Web Seminars content appropriately, traffic reporting, and enabling re-registration for future events. In addition, our broadcast providers use cookie technology to identify you as a registered user of the Web Seminars service. Should you register for a SourceMedia sponsored Web Seminar, you are consenting to provide your personable identifiable information to that Sponsor.
If you have any questions, please contact firstname.lastname@example.org.
Online Ad Serving
We use third-party advertising companies to serve ads when you visit our Digital Offering. These companies may use information (not including your name, address email address or telephone number) about your visits to this Digital Offering and other Web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here: http://www.networkadvertising.org/consumer/opt_out.asp
A "cookie" is a bit of data sent by a Web site through the browser to the computer of the user visiting the site, and enables the site to return the results the browser expects. SourceMedia uses temporary, session-specific cookies to ensure visits to its Web site are smooth and customized for the visitor. Such cookies allow us to provide a visitor's browser with information tailored to the visitor's preferences and needs. SourceMedia also uses permanent or persistent cookies that remain on a visitor's computer after the visitor leaves a SourceMedia Web site.
If you do not want your browser to accept cookies, you can turn off the cookie acceptance option in the browser's settings. However, disabling the cookie support function of the browser will prevent our Web site from functioning properly and you may not be able to utilize fully all of the site's features and information. You may also wish to refer to this website for additional information about disabling cookies from your browser: http://www.allaboutcookies.org/manage-cookies/
Visitors to this Digital Offering and related products and services can decide if they want to receive promotional information from SourceMedia. On the visitor registration pages, you are expressly providing your consent to receive advertising and promotional information from SourceMedia and our affiliate partners. Any e-mail you receive will include instructions on how to be removed from SourceMedia’s promotional e-mail list and third party sponsored mailings. If you continue receiving email after opting out, please contact us at email@example.com.
Security and Encryption
This Digital Offering takes commercially reasonable precautions to protect your information. When appropriate, we use SSL encryption technology on our Digital Offering and a secure server to encrypt information transmitted between your browsers and our server. As a result, data you submit to our Digital Offering such as credit card and payment information is transmitted using commercially reasonable security over the Internet.
This Digital Offering also uses password encryption to ensure your privacy when registering for newsletters, events, and other SourceMedia related media. We have put in place appropriate physical, electronic, and managerial procedures to safeguard and help prevent unauthorized access, maintain data security, and correctly use the information we collect through all channels. We maintain a secure process to collect, transmit, and store your personally identifiable information. When you provide credit-card information online, we use secure socket layer (SSL) encryption to protect it. However, no method of transmitting or storing electronic data is ever completely secure, and therefore we cannot warrant or guarantee that such information will never be accessed, used or released in a manner that is inconsistent with this policy. Subscribers can review or change online subscription or credit-card information at any time at My Account.
We urge you to keep your online password in a safe place and not to divulge it to anyone. Also remember to sign off your account and close your browser window when you have finished your visit. This ensures that others cannot access your account, especially if you are sharing a computer with someone else or are using a computer in a public place, such as a library or Internet cafe.
Notification of Changes
Your Acceptance of these Terms
You have the right to request us not to disclose any of your personal data or information or to pass information to third parties. We will usually inform you before collecting your data. You can also notify us by contacting us at firstname.lastname@example.org.
In the Event of Sale or Bankruptcy
Right to Lodge Complaints
For users located in the European Union: If you consider that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your habitual residence, your place of work or the place of the alleged infringement. Users located outside of the European Union may have rights under laws in their jurisdiction of residence.
We don't like it, we don't support it, and we don't engage in it. If you do not want to receive e-mail from us in the future, please let us know by contacting Customer Service. Be sure to specify whether you want to be removed from a certain e-mail list or all of our product e-mail lists.
One State Street Plaza, 27th Floor
New York, NY 10004
Attention: Customer Service
Conditions of use